Public Liability covers your legal liability for injury to persons other than employees, and for damage to property, up to a limit of €1,300,000, €2,600,000 or €6,500,000 plus legal costs.
The cover includes;
- compensation for court attendance as a witness, up to €250 per day
- your legal liability arising out of the use of another person’s vehicle for your business purposes if it is not otherwise insured
- liability for damage to premises leased, hired, rented or in your custody or control (excluding the first €250)
Not insured;
- liability for loss of or injury to animals in your care, custody or control
- liability arising out of any products sold or supplied
- breach of professional duty
- liability arising out of asbestos or its derivatives
- terrorism
- the first €250 of each claim for damage to property