Equipment can be a big expense and investment for your pet business, so equipment insurance is essential for many pet businesses including pet groomers, dog trainers, pet mirochippers, kennels, catteries, pet taxis, hyrotherapists, and even some dog walking companies with transport, toys or other specialist equipment.
Pet business equipment insurance covers your portable tools, utensils and equipment against loss or damage occurring anywhere in Ireland caused by;
- theft
- fire
- lightning
- explosion
- aircraft
- riot or civil commotion
- malicious damage
- earthquake
- impact
- storm & flood
- escape of water or oil
- falling trees or branches
The sum insured you select should represent the full replacement value of the property. There is a minimum amount of €100 and a maximum limit of €25,000 in total. All equipment must be stored in a locked compound.
Not insured;
- theft from any unattended vehicle
- subsidence, heave or landslip
- damage by storm, flood or escape of water or oil to property in a basement or outbuilding unless it is stored 100mm clear of the floor
- terrorism
- €100 of each claim rising to €250 in respect of Phones or Laptops